:root{--bg:#F3F0E8;--panel:#FBFAF5;--panel-2:#F6F3EB;--line:#E7E1D4;--ink:#2B2925;--muted:#9A9384;
--brand:#C15F3C;--brand2:#A8492B;--brand-soft:#EBDFD3;--logo:#E31E24;--green:#3E7C5A;--radius:16px;
--shadow:0 10px 34px rgba(80,65,40,.08);--shadow-sm:0 2px 10px rgba(80,65,40,.06)}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:-apple-system,'Segoe UI',Roboto,Inter,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,.mont{font-family:'Montserrat',sans-serif;letter-spacing:-.02em;line-height:1.15}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1000px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:'Montserrat';font-weight:700;font-size:15px;padding:13px 24px;border-radius:12px;border:0;cursor:pointer;transition:.14s;white-space:nowrap}
.btn.primary{background:var(--brand);color:#fff;box-shadow:0 6px 18px rgba(193,95,60,.28)}
.btn.primary:hover{background:var(--brand2);transform:translateY(-2px)}
.btn.ghost{background:var(--panel);color:var(--ink);border:1px solid var(--line)}
.btn.ghost:hover{background:var(--panel-2)}
.btn.lg{padding:16px 30px;font-size:16px}
header{position:sticky;top:0;z-index:100;background:rgba(243,240,232,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:22px;height:66px}
.nav .logo{height:34px;width:auto}
.nav-links{display:flex;gap:22px;margin-left:14px}
.nav-links a{font-family:'Montserrat';font-weight:600;font-size:14px;color:#5b5448}
.nav-links a:hover{color:var(--brand)}
.nav-actions{margin-left:auto;display:flex;gap:10px;align-items:center}
.crumb{font-size:13px;color:var(--muted);padding:16px 0 0}
.crumb a:hover{color:var(--brand)}
.hero{padding:34px 0 44px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-140px;right:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(193,95,60,.13),transparent 65%);z-index:0}
.hero .wrap{position:relative;z-index:1}
.eyebrow{display:inline-block;font-family:'Montserrat';font-weight:800;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);background:var(--brand-soft);padding:6px 14px;border-radius:999px;margin-bottom:16px}
.hero h1{font-size:clamp(28px,4.6vw,44px);font-weight:900;max-width:820px}
.hero .lead{margin:18px 0 26px;font-size:clamp(16px,1.8vw,19px);color:#5b5448;max-width:680px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.sec{padding:38px 0;border-top:1px solid var(--line)}
.sec h2{font-size:clamp(22px,3vw,30px);font-weight:800;margin-bottom:16px}
.sec p{color:#4f4a40;margin-bottom:14px;max-width:760px}
.sec p b{color:var(--ink)}
.bullets{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:8px}
.bullets li{position:relative;padding-left:30px;font-size:15px;color:#4f4a40;background:var(--panel);border:1px solid var(--line);border-radius:12px;padding:14px 16px 14px 42px;box-shadow:var(--shadow-sm)}
.bullets li svg{position:absolute;left:14px;top:16px;width:18px;height:18px;color:var(--green);fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.bx-note{background:var(--brand-soft);border-radius:var(--radius);padding:22px 24px;color:var(--brand2);font-size:16px;font-weight:600;margin-top:6px}
.bx-note a{color:var(--brand2);text-decoration:underline}
.faq{display:flex;flex-direction:column;gap:12px;margin-top:6px}
.faq details{background:var(--panel);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-sm);overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:16px 20px;font-family:'Montserrat';font-weight:700;font-size:16px;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';color:var(--brand);font-size:22px;flex:0 0 auto;transition:.2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .a{padding:0 20px 16px;color:#5b5448;font-size:14.5px}
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.related a{background:var(--panel);border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-family:'Montserrat';font-weight:600;font-size:14px;color:#5b5448;box-shadow:var(--shadow-sm);transition:.14s}
.related a:hover{color:var(--brand);border-color:var(--brand);transform:translateY(-2px)}
.ctaband{background:linear-gradient(135deg,var(--brand),var(--brand2));border-radius:22px;padding:40px 34px;text-align:center;color:#fff;box-shadow:0 20px 50px rgba(168,73,43,.28);margin:38px 0}
.ctaband h2{font-size:clamp(22px,3vw,32px);font-weight:900;margin-bottom:10px;color:#fff}
.ctaband p{opacity:.92;max-width:560px;margin:0 auto 22px}
footer{background:var(--ink);color:#d8d2c6;padding:38px 0 26px;margin-top:10px}
footer .frow{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}
footer .logo-f{height:30px;filter:brightness(0) invert(1);opacity:.95}
footer a:hover{color:#fff}
footer .muted-f{color:#8f887c;font-size:12.5px;margin-top:12px;max-width:560px}
@media(max-width:820px){.nav-links{display:none}.bullets{grid-template-columns:1fr}}